Real estate calculators for buying and selling
Free bilingual calculators from Home Central Realty (DRE #01717478): monthly mortgage payment, home affordability, closing costs, rent vs. buy, and seller net proceeds — with capital gains and cash-offer comparisons built in. Every tool is an estimate for planning, never an approval or a quote.
Common questions
Which calculator should I start with as a buyer?
Start with affordability — it turns your income, debts, and down payment into a realistic price range. Then use the mortgage payment calculator to see the full monthly cost of a specific price, and the closing costs tool so cash-to-close doesn't surprise you.
Which calculator should I start with as a seller?
The seller net proceeds calculator. It works from your sale price down through the mortgage payoff, commissions, and closing costs to the check you actually walk away with — and it also checks capital gains, compares a cash offer against listing, and projects what your net could buy next.
Are these calculators accurate for Southern California?
They use California-typical costs — documentary transfer tax, escrow and title conventions, and local property-tax rates — rather than generic national defaults. They're still estimates: your real numbers depend on your specific property, loan, and escrow, which Miguel can run with you for free.