What will you really walk away with?
Work from your sale price down to the check you actually take home: mortgage payoff, commission (full service or flat-fee MLS from $249), seller closing costs, and repairs or buyer credits. The tool also checks your capital gains against the IRS exclusion, compares a cash offer against listing side by side, and projects what your net proceeds could buy as the down payment on your next home. Free bilingual seller tool — an estimate, not a guarantee.
Common questions
How do I calculate my net proceeds from selling my house?
Start with the sale price, subtract the mortgage payoff, the commission, seller closing costs (escrow, title, transfer tax — typically 1% to 2% in Southern California), and any repairs or buyer credits. What's left is your net. This calculator itemizes every line so nothing surprises you at closing.
Will I pay capital gains tax when I sell my home?
Many sellers won't: if the home was your primary residence for two of the last five years, the IRS excludes up to $250,000 of profit ($500,000 married filing jointly). Profit above that may be taxable — the calculator shows your estimated gain against the exclusion so you know whether it's worth a conversation with your CPA. Investment properties don't get the exclusion, but a 1031 exchange can defer the gain.
Does a cash offer net me more or less than listing?
Usually less — investors price in their profit and repairs, typically offering below market for the convenience of a fast, as-is close. Sometimes the gap is worth it (speed, condition, certainty). The calculator puts both nets side by side in dollars so you can decide with facts.